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TL;DR: Third‑Party Integrations

We partner with trusted third parties like Persona, Bridge, Manteca and others to bring you the smoothest experience and lowest fees possible. Each of these partners operates under its own terms and policies, so when you use their services through Peanut App, you're also agreeing to their agreements. We pick these integrations carefully to make sure you get the best of everything – privacy, speed, cost and reliability – all in one place.

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Peanut App – Terms of Service

Last updated: 4 August 2025

1. Welcome – Who we are and what this agreement does

These Terms of Service (the “Terms”) form a legally binding contract between you (“you / your”) and Squirrel Labs Ltd (registered in England & Wales under company “Squirrel Labs / we / us”). They govern your use of:

• Peanut App – our non‑custodial mobile wallet front‑end, available for Windows, Mac, iOS and Android and on most large web browsers;
• associated websites, support portals and communication channels we operate (collectively, the “Services”).

By downloading, installing, accessing or using the Services you confirm that you accept and will comply with these Terms. If you do not agree, you must not use the Services.

2. About Peanut App and Peanut Protocol

Peanut App is a front‑end user interface that lets you create, import and interact with self‑custodial blockchain wallets. The Peanut Protocol comprises a set of open‑source smart‑contracts and APIs that facilitate certain wallet recovery, multi‑signature and on‑chain automation features.

• The Peanut Protocol smart‑contracts are fully decentralised and deployed on public blockchains. Squirrel Labs has no ability to unilaterally modify, pause or censor those contracts once deployed.
• The App communicates with the Protocol but does not store your private keys, seed phrases or assets. You are solely responsible for safeguarding your recovery credentials.

2A. Third-Party Services (KYC, on/off-ramps, and other integrations)

The Services may enable you to access third-party products and services (for example identity verification, fiat on/off-ramps, card services, analytics, or customer support tools) provided by third parties (“Third-Party Services”).

Third-Party Services are provided by the relevant third party, not by Squirrel Labs. When you use Third-Party Services, you are also agreeing to that provider’s separate terms and policies, and the provider (not Squirrel Labs) is responsible for the Third-Party Services, including pricing, eligibility decisions, transaction processing, delays, errors, refusals, reversals, or compliance actions.

We may pass to, and receive from, Third-Party Service providers the information reasonably necessary to enable the Third-Party Services (including identity verification results and transaction status). We do not control and are not responsible for Third-Party Services, and we make no warranties about them.

2B. Privacy

Our Privacy Policy describes how we collect, use and share personal data in connection with the Services, including when you use Third-Party Services. By using the Services, you acknowledge that your personal data will be handled as described in the Privacy Policy.

3. Eligibility & user responsibilities

You must: