Currently, these direct payments have specific regional restrictions:
Argentina users:
Only users verified with an Argentinian ID can send funds directly to their own CBU/CVU (bank) accounts.
⚠️ Transfers to third-party accounts are not allowed for Argentina Bank accounts.
Brazil users:
Only users verified with a Brazilian ID can send funds directly to their own PIX key.
⚠️ Transfers to third-party PIX keys are not allowed for Brazilian PIX accounts.
If you are verified with a different country’s ID and try to send to a CBU/CVU alias or PIX key, you’ll be asked to complete a new verification using an Argentinian or Brazilian ID.
Some merchants only accept bank transfers (sending directly to an alias or PIX key) Peanut doesn’t support direct transfers yet, only QR code payments are available for now.